No. Our initial application uses a soft pull or no pull at all, depending on the program.

Many programs fund in 24–72 hours.
Larger programs like SBA or commercial real estate take longer.

Not always. We offer:

• EIN-only programs
  
• PG + EIN blended programs
  
• Revenue-based approvals
  
• Credit repair support if needed

Every business has a pathway.

You can still get funding. We offer revenue-based loans, equipment financing, and micro-loans that do not rely heavily on credit scores.

Yes — we specialize in:

• 0% interest business credit cards
  
• Startup micro-loans
  
• Equipment financing
  
• Credit-building strategies

Depends on the program. Typically:

• Driver’s license
  
• Bank statements (3–6 months)
  
• EIN and business info
  
• Voided check
  
• Sometimes financials for larger loans

Banks deny over 70% of small business applicants.
We approve more because:

• We match you to 100+ lenders
  
• We structure your credit & compliance
  
• We guide you through what banks don’t tell you
  
• We have fast, flexible options a bank can’t offer

Some programs include a consulting or broker fee.
You’ll always know upfront — no surprises.
We do not charge for the application itself.

Nearly all:
Real estate, trucking, retail, e-commerce, consulting, construction, beauty, medical, restaurants, logistics, and more.

Yes — many clients stack:

• 0% business credit
  
• Lines of credit
  
• Term loans
  
• Revenue loans
  
• Equipment financing
  

This maximizes approvals and limits.