Top Notch Private Equity
Top Notch Consulting works with thousands of lending sources nationwide and many of them are private investors who are seeking the right opportunity to invest in. If you have collateral, average credit, and positive tax returns, you can be approved with many private investors at very good loan terms.
Outstanding Terms!
Top Notch Consulting can help your business obtain private money financing with comparable terms as conventional bank loans. Rates vary based on risk typically ranging from 5-18%. You can get approved for long-term loans of 10 years, 30 year loan terms, or you can get your funding through a working capital credit line that you can access and use any time you need it.
Easy to Get Approved!
There are two main elements private investors look for to approve you for funding. Firstly, lenders want to see that you have tax returns that reflect a profit. They will also verify that your sales and profits are increasing from year-to-year. Lenders look at these qualities as signs of a healthy company worthy of long-term investment. Secondly, lenders will verify that you have average credit. You can be approved with credit scores as low as 640 as long as you don’t have any severe negative credit items on your report that are recent.
Get Approved when Banks Say “No”!
Private money financing is often called SBA fall out as it typically helps those who can’t get approved for conventional SBA financing. SBA loans have very stringent qualifying requirements, so stringent that nearly 90% of applications are denied. With Private Money Financing your business doesn’t need to be perfect, nor do you need to supply the extensive documentation that lenders typically require. Your business can get approved with just a quick review of your tax returns, credit, and bank statements. Unlike conventional financing you don’t need good credit, average credit will suffice to qualify. You don’t need collateral valued at 100% of what you are borrowing like conventional financing, you can get approved with as little as 20%. You can secure private money financing without most of the hurdles and limitations that are common with conventional business financing.
Powerful Benefits!
Top Notch Consulting can guide your business with...
Attaining loans from $50,000-2,000,000, with no application fees
Getting loan approvals with average credit
Attaining loans with low collateral requirements
72-hour pre-approval
Securing rates of 5-18% based on risk
